Privacy Policy

KAMWI PAY collects information you provide directly, including your name, phone number, email address, identity details, invite code usage, and account profile information.

We also collect operational data such as wallet activity, repayments, trust relationships, security events, device or session details, and support interactions.

We use personal information to verify identity, operate accounts, process transactions, support lending and repayment workflows, manage trust and risk controls, prevent fraud, and communicate important service updates.

We may also use information to improve platform performance, investigate incidents, and comply with legal or regulatory obligations.

KAMWI PAY may share information with payment providers, identity or compliance service providers, cloud infrastructure providers, professional advisers, or authorities where needed to operate the service or comply with applicable law.

We do not sell your personal information. Any sharing is limited to legitimate operational, legal, or security purposes.

We apply reasonable technical and organizational safeguards to protect account data, transaction information, and verification records. No system can guarantee absolute security, but access is restricted and monitored.

Information is retained only for as long as reasonably necessary for service delivery, dispute handling, audit, risk management, and applicable legal or regulatory requirements.

You may contact KAMWI PAY to request correction of inaccurate account information or to raise questions about how your data is used, subject to verification and any applicable legal limits.

Where the law provides additional privacy rights, KAMWI PAY will handle requests in line with those requirements and the platform's operational obligations.

This Privacy Policy may be updated from time to time. Where material changes are made, the latest version date will be shown on this page and updated acceptance may be required during account use or registration.

For privacy-related questions, use the contact details provided on the Contact Us page.